Martin County Property Appraiser

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Martin County Property Appraisers

On the cost side, NAHB receives each and every month a CD of sales transaction records from Initial American Real Estate Solutions (formerly, TRW). The data contain information on state, county, date of sale, and sales price of homes sold. The monthly principal and interest that an owner would pay is based on the assumption of a 30-year fixed-rate mortgage, with a loan for 90 percent of the sales price (i.e., 10 percent down-payment). The interest rate is a weighted average of fixed and adjustable rates during that quarter, as reported by the Federal Housing Finance Board. Additionally to principal and interest, cost also consists of estimated property taxes and property insurance for that home. This is based on metropolitan estimates of tax and insurance rates from the 2000 Decennial Census, as estimated by NAHB from the Census Bureaus Public Use Microdata Sample (PUMS). Mortgage insurance isn't presently a component of the HOI.

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